About Us

Home Destinations Offers Integrated Financial Services to Meet all Your Credit, Debt, and Mortgage Needs.

Home Destinations is your one-stop-shop for all your financial needs including credit repair, debt resolution, mortgages, and mortgage modifications. We apply an integrated approach in working directly with clients and intermediary companies, such as financial advisors, realtors, and loan officers, in a non-compete capacity to improve the financial standing of our mutual clients. We are located in Palm Bay, FL – just south of Melbourne FL and service all of Brevard county and beyond!

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Home Destinations will provide expert analysis of your situation based on our experience in mortgages, credit restoration, and debt resolution.

Bad credit will negatively affect your ability to get financing for mortgages, credit cards, and other financial offers and will limit your ability to get preferable rates and terms. Likewise, unmanageable debts, including a disproportionately high mortgage payment can result in missed payments which will negatively impact your credit score. The fact is your financial well-being is tied to your credit, debt, and other financial choices. In today’s market, you need a long-term, integrated approach to managing your financial well-being and Home Destinations does just that!

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Mortgage & Modification Services

As loan specialists we offer a variety of mortgages with varying terms depending upon your needs. As a matter of practice, we readily employ credit repair and debt resolution techniques to improve the credit scores of our clients so that they qualify for competitive interest rates and terms. Home Destinations also provides loan modification services for clients having difficulties paying their mortgage or who are facing foreclosure. Whether you fell behind because of an adjustable rate mortgage or a personal hardship, we will work with your lender to negotiate a mortgage modification to save you from foreclosure or unjust loan terms. When it comes to modifying your mortgage, working with Home Destinations means increasing the possibility of success!
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Credit Analysis & Repair

The negative effects of bad credit are many including higher interest rates on loans, inability to get financing, higher insurance premiums, and much more. Consumers find some 13 million inaccuracies on their credit reports each year. For this reason, the Fair Credit Reporting Act (FRCA) was passed to promote the accuracy of information in your credit report. This law requires credit reporting agencies to research any disputes and respond within 30 days. Home Destinations will dispute all negative, inaccurate credit reporting. If the credit reporting agencies do not respond with proof that the reporting is correct within 30 days, they must permanently remove the negative information from your credit report! We actively dispute negative, inaccurate reporting on a monthly basis to improve your credit score.

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Debt Resolution

Stop juggling insurmountable debt and let Home Destinations negotiate a reduced settlement. We negotiate debt settlements as payment in full and require the creditors /collection agencies to sign a confidentiality agreement that they will no longer report the account to the credit bureaus. You can count on a win-win outcome!